$ It allows you to get the advice of an experienced loan officer who can give you advice as to how you can qualify for a larger loan,. Clearing up debt, consolidating payments such as school loans, retiring unused cards are just some of the tips your loan officer may give you in the hope of increasing your purchasing power.

$ Provides you with proof to qualify your request for purchase with a broker or the seller of the property. In this market when properties move so quickly having that  Pre-Approval letter in hand gives you the upper hand over other borrowers competing for the property. 

$ Speeds up the loan process. Much of the information needed to get pre-approved is required during the application process. Our system can quickly turn a pre-approval into a loan approval in a few extra steps. We even pull a credit report to consider your present financial situation when determining your purchasing power.

Remember if you are not pre-approved with a lender, you are just another window shopper and not ready to act quickly on any new house. Secure your financing first, know what you can buy and be ready to move when the price is right.